Sorry for the question. I try to explain better:

I am new to Maya, and let me know if I can create my character more, or no clothes, what would be the body, and then create clothing or parts of clothing and into my game, put them automatically ...

I mean if I have to create all the actor, with all varieties of clothes, or I can make the actor, and then the clothes part?

If anyone doesn't understand me, only tell me. Im Spanish and my english is so bad... Sorry. Im working on that.