Can i ask why you don't want to use ncloth? You can just convert the cloth back to a mesh when you have finished with it so...
You could also try a lattice deformer on a poly plane, several ways to do it I just wondered why no cloth.
Dave
From a readers' Q and A column in TV GUIDE: "If we get involved in a nuclear war, would the electromagnetic pulses from exploding bombs damage my videotapes?"